Best BBA Programs in Michigan – 2026 Online & Campus Guide

Compare accredited BBA programs across Michigan by cost, format, outcomes, and concentrations to find your best fit.

By Sophia CarterReviewed by Editoral TeamUpdated August 19, 202622 min read
Best BBA Programs in Michigan – 2026 Online & Campus Guide

What you’ll learn in this article…

  • Michigan online BBA net prices range from roughly $8,000 to over $22,000 annually.
  • Baker College offers a combined BBA/MBA completed in just four years.
  • Detroit-area operations managers earn over $130,000, topping all Michigan metros.

Michigan’s online BBA marketplace spans from public universities where in-state tuition hovers near $15,000 to private colleges that charge more than $35,000 a year. Western Michigan University’s fully online BBA carries an in-state rate of roughly $15,000, while Andrews University and Concordia University Ann Arbor each list tuition above $35,000. A few, like Baker College, undercut even the public universities with annual tuition near $13,000. Cost gaps this wide make net price after aid the decisive number for many students. The real distinction is not just cost, but whether the program’s concentration offerings and accreditation align with an employer’s hiring filters in your target industry.

Best Online BBA Programs in Michigan: Ranked for 2026

These are the strongest online-delivery-eligible BBA options in Michigan for 2026, selected for a blend of affordability, completion rates, and graduate outcomes. The list includes schools offering fully online or hybrid business administration degrees across the state. Net price figures are institution-wide averages, so your actual cost will depend on financial aid, transfer credits, and enrollment choices.

How we chose these schools
Factors considered
  • Graduation rates
  • Net price after aid
  • Graduate earnings
  • Program flexibility
  • Accreditation status
Sources

Andrews University

#1

Berrien Springs, MI · $10,000 – $15,000/yr

Best for: Faith-based students seeking asynchronous online flexibility

Andrews University is a private Christian institution in Berrien Springs that delivers its Bachelor of Science in Business Administration fully online. The program builds a broad business foundation across accounting, management, finance, marketing, and law, with asynchronous courses designed for working adults. It is especially relevant for students seeking a faith-informed approach to business ethics, and transfer-friendly advising makes it a practical pathway for Michigan community college graduates.

  • 120 credit program with asynchronous online format
  • $490 per credit tuition, $30 application fee
  • 39 credit major with broad business foundation
  • Requires 2.5+ high school GPA, ACT/SAT for recent grads
  • August, January, May entry dates with year-round admission
  • Includes MBA prerequisites and graduate study preparation
  • Integrates Christian Adventist perspective on business ethics
  • Distance degree fee applies, textbook estimate provided

Walsh College

#2

Troy, MI

Best for: Metro Detroit professionals needing hybrid evening options

Walsh College is a private business-focused institution in Troy with strong connections to Metro Detroit employers. Its Bachelor of Business Administration programs are offered in hybrid, online, and on-campus formats, designed for working professionals and transfer students. Small classes, year-round registration, and ACBSP accreditation support flexible completion. Articulation agreements with Michigan community colleges make it an attractive option for in-state students looking to finish a BBA affordably.

  • Hybrid program with online, virtual, and campus options
  • Small classroom settings with personal attention
  • Year-round registration for working professionals
  • Faculty bring real-world business experience
  • Curriculum grounded in ACBSP accreditation standards
  • Admissions advisors support transfer planning
  • Completes in as little as one year for eligible transfer students
  • Covers human resources, operations, and project management
  • Includes global business strategy and market analysis
  • Foundation in accounting and communications
  • Online classes with no set times plus live Zoom sessions
  • In-person classes available on Troy campus
  • Prepares for leadership and decision-making roles
  • Simple transfer process for prior credits
  • Broad foundation across management, marketing, and finance
  • Adds communications and analytics coursework
  • Hybrid learning combines online flexibility with campus options
  • Builds skills for corporate leadership and operations
  • Accelerated timeline options for eligible students
  • Career services and admissions team support from start
  • Alumni network includes Fortune 500 companies
  • State-of-the-art finance lab with Bloomberg software training
  • Free certification included in program
  • Hybrid learning with online and on-campus formats
  • Career preparation for banking and corporate finance
  • Includes financial planning and treasury management pathways
  • Hands-on learning with real-world investment tools
  • Focus on data-driven decision-making
  • Hands-on training with analytics tools
  • Career paths include business and data analyst roles
  • Market research analyst and business intelligence specialist roles
  • Practical problem-solving for organizational success
  • Offered in online, virtual, and campus formats
  • Transfer-friendly, with financial aid available

Western Michigan University

#3

Kalamazoo, MI · $15,000 – $20,000/yr

Best for: In-state students wanting public university online value

Western Michigan University's online Bachelor of Business Administration, offered through the Haworth College of Business, delivers a fully online integrated business curriculum. Students can choose optional concentrations in accountancy, management, or marketing while building the core skills employers expect. Scholarships based on merit and need are available, and the program is designed to prepare graduates for roles such as business analyst, general manager, and sales representative. As a public university, WMU pairs online flexibility with an in-state public school price point relevant to Michigan residents.

  • Fully online program format
  • Integrated Business Administration concentration
  • Optional focus in accountancy, management, or marketing
  • Real-world business assignments in virtual classroom
  • Scholarships based on merit and financial need
  • College approval required for enrollment
  • Prepares for business analyst and general manager roles
  • Faculty experienced in online instruction

Baker College

#4

Owosso, MI · $13,000/yr

Baker College is a Michigan-based nonprofit offering an accelerated, fully online Bachelor of Business Administration through Baker Online. The 120-credit program can be completed in about two years, and students can transfer up to 90 credits or earn credit for prior work experience. The IACBE-accredited curriculum covers international business, marketing management, and strategic planning, with flexible eight-week terms and no on-campus core courses. It is a strong option for working adults and career-changers seeking an affordable completion pathway.

  • 120 credit hours completed in about two years
  • Transfer up to 90 credits accepted
  • Credit for work experience available
  • IACBE-accredited program
  • 100% online with no on-campus core courses
  • Eight-week semesters with year-round start terms
  • Covers international business and marketing management
  • Strategic planning capstone included

Rochester University

#5

Rochester Hills, MI · ~$21,000/yr (est.)

Rochester Christian University (formerly Rochester University) offers Bachelor of Business Administration programs in financial planning and management, available in hybrid and fully online formats. The financial planning track is built with Rize Education and prepares students for board certification, with coursework in investing, budgeting, and money management. The management programs feature required internships, remote collaboration training, and portfolio-building projects that are well suited to working adults. This mix of industry-driven curriculum and flexible delivery makes Rochester a practical choice for Michigan students seeking job-ready skills.

  • Hybrid or fully online format
  • 120 total credit hours
  • 35 general education, 42 business core credits
  • 18 financial planning major credits
  • Prepares for board certification
  • Industry-driven curriculum developed with Rize Education
  • Career paths include financial planner and budget analyst
  • Builds remote collaboration and networking skills
  • Hybrid format with 120 total credits
  • Management major requires 30 hours
  • 42 business core and 35 general education credits
  • Required internship experience
  • Prepares for MBA and graduate study
  • Broad curriculum covers accounting, economics, marketing
  • Critical thinking and professional communication emphasis
  • Faculty with industry experience
  • Online accelerated format for adult learners
  • 120 credits needed for degree completion
  • 30-hour management major and 42-hour business core
  • Includes internship experience for real-world application
  • Focus on leadership and job-ready skills
  • Portfolio-building projects included
  • Remote collaboration training for virtual teams
  • Ideal for working students balancing careers

Concordia University Ann Arbor

#6

Ann Arbor, MI · ~$33,000/yr (est.)

Concordia University Ann Arbor offers an online Bachelor of Arts in Business Administration with eight-week courses and multiple start dates throughout the year. Students can choose concentrations in general business, human resources, or healthcare management, with up to 84 transfer credits accepted. The curriculum emphasizes ethical leadership and Christian values, and no SAT or ACT scores are required for admission. An MBA fast-track option lets qualified undergraduates begin graduate coursework early, shortening the path to an advanced degree.

  • 120 total credits at $500 per credit
  • 8-week courses with multiple start dates
  • Online format with year-round admission
  • Concentrations in general business, HR, or healthcare
  • Transfer up to 84 credits
  • No SAT or ACT required
  • Ethical leadership and Christian values integrated
  • MBA fast-track option available
  • Focus on general business concentration
  • Covers finance, marketing, and project management
  • 8-week online courses
  • Accepts up to 84 transfer credits
  • No application fee or SAT/ACT required
  • Builds critical thinking and communication skills
  • Career advisor support throughout program
  • Flexible scheduling with year-round start dates

Accreditation Guide: AACSB, ACBSP, and What They Mean for Your BBA

The accreditation attached to a Michigan BBA can be the difference between an instantly recognized degree and one that needs explanation on a résumé. Business schools here operate under a three-layer system: institutional accreditation from the Higher Learning Commission (HLC), and specialized accreditation from bodies like AACSB, ACBSP, or IACBE.

The Three Tiers of Business Accreditation

Every legitimate Michigan university holds regional accreditation from the HLC. This confirms the entire institution meets baseline academic standards. For business programs, however, specialized accreditation digs deeper. AACSB is the oldest and most selective, granted to roughly 6% of business schools worldwide. It emphasizes research output, faculty qualifications, and rigorous curriculum. ACBSP, by contrast, focuses on teaching excellence and student outcomes, with a wider but still respected membership. IACBE is a third, smaller accreditor that also evaluates business education quality. When a BBA program lacks any of these business-specific stamps, it means only the parent university's HLC accreditation applies , the business school itself has not been separately vetted.

Accreditation Status of Michigan's Online BBA Programs

Here is where the major online BBA providers in Michigan stand as of 2026:

  • Central Michigan University: AACSB (dual accreditation in business and accounting).1
  • University of Michigan-Flint: AACSB (accelerated online completion).2
  • Eastern Michigan University: AACSB (undergraduate and graduate business).3
  • Northern Michigan University: AACSB (BS in Business Administration, fully online).4
  • Ferris State University: ACBSP (online and on-campus BBA).
  • Cornerstone University: ACBSP (100% online BSBA).
  • Baker College: IACBE (accelerated online BBA).
  • Northwood University: Not AACSB-accredited; business-specific accreditation is not confirmed in public records for its online delivery.
  • Davenport University: Not AACSB-accredited; its specialized business accreditation status remains unverified.

Note that the flagship University of Michigan-Ann Arbor, Michigan State University, Western Michigan University, and Wayne State University all hold AACSB accreditation for their business schools6789, but none offered a fully online BBA as of 2026 based on available program listings.

Why the Tier Matters

  • MBA eligibility: Top-tier MBA programs frequently require applicants to hold an undergraduate business degree from an AACSB-accredited school. Without it, you may need additional coursework or face rejection.
  • Employer filters: Large financial firms, consulting companies, and many Fortune 500 recruiters use AACSB as a shorthand for degree quality. ACBSP and IACBE are still valuable but do not carry the same automatic cachet.
  • Transfer and reputation: Credits from AACSB programs transfer more seamlessly between business schools, and the brand recognition can open doors in competitive job markets.

Earning your BBA from a program with recognized business accreditation is not just a box to check. It shapes the initial perceptions of hiring managers and admissions committees for the rest of your career.

Michigan BBA Tuition and Cost Comparison

Sticker price rarely tells the full story. The "net price" column below reflects an institution-wide average of what students actually pay after federal, state, and institutional grants and scholarships are applied. Because net price is calculated across all undergraduates at each school (not just business majors), treat it as a useful approximation rather than a guaranteed figure for BBA students specifically. Comparing net price alongside published tuition rates gives you a clearer picture of real out-of-pocket cost. All figures are drawn from the most recent federal data reported by the U.S. Department of Education (2023).

SchoolCityIn-State TuitionOut-of-State TuitionAvg. Net Price After Aid
Andrews UniversityBerrien Springs$35,056$35,056$12,547
Baker CollegeOwosso$13,000$13,000$13,157
Western Michigan UniversityKalamazoo$15,252$19,034$15,273
Rochester UniversityRochester Hills$29,196$29,196$21,456
Concordia University Ann ArborAnn Arbor$35,410$35,410$32,811
Did You Know?

Michigan's Achievement Scholarship offers up to $5,500 a year for eligible undergrads, including online BBA students, while CMU's Jerry & Felicia Campbell Scholarship provides around $5,000 for College of Business Administration applicants. For predictable costs, Davenport and Ferris State both lock in flat per-credit online tuition rates, though few Michigan schools formally guarantee tuition specifically for BBA majors, so confirm eligibility details directly with each program.

Online Vs. On-Campus BBA Programs in Michigan

Michigan schools deliver BBA programs in three broad formats: fully online, hybrid (a mix of online and in-person coursework), and traditional on-campus. Choosing the right format depends on your schedule flexibility, learning style, and proximity to campus. The comparison below covers delivery details, term structures, and student support across representative Michigan institutions so you can match program format to your needs.

FeatureFully OnlineHybridOn-Campus
Delivery modeAsynchronous coursework with no required meeting times; some schools offer optional synchronous sessions. Central Michigan University, for example, documents both asynchronous and synchronous online sections, with proctored exams possible in either format.Combines scheduled in-person class meetings with online coursework. Walsh College and Rochester University list hybrid BBA options that blend campus sessions with remote learning for added flexibility.Traditional face-to-face lectures, labs, and group work held on a fixed campus schedule. Western Michigan University's Haworth College of Business, for instance, runs a full on-campus BBA alongside its online counterpart.
Term lengthAccelerated blocks are common. CMU structures most online courses in 8-week terms (two per semester), though some run 12 or 16 weeks. Baker College and Concordia University Ann Arbor also use 8-week online sessions.Typically follows the host campus calendar (15 or 16 weeks per semester), though some hybrid programs embed shorter online modules within a traditional term.Standard 15- or 16-week fall and spring semesters, plus an optional summer session.
Annual start datesMultiple entry points per year. CMU Online offers six start terms annually. Baker College and Concordia Ann Arbor also advertise multiple starts year-round, giving working adults more on-ramps.Usually aligned with the main academic calendar: fall, spring, and sometimes summer, for roughly three entry points per year.Fall and spring are the primary entry points at most Michigan universities, with limited summer enrollment.
Schedule flexibilityHighest flexibility. Students access lectures, assignments, and discussion boards on their own schedule each week. CMU requires weekly engagement but does not mandate real-time attendance in asynchronous sections.Moderate flexibility. Online portions can be completed on your own time, but in-person components lock you into a campus schedule for part of the week.Least flexibility. Course times are fixed, and attendance expectations are set by the instructor for every session.
Student support servicesOnline students at CMU access an Online Learning Resource Center, virtual advising, tutoring, and full career services. Baker College, Concordia Ann Arbor, and other online providers maintain centralized online tutoring and advising portals, though platform specifics vary by school.Hybrid students typically use the same on-campus advising, tutoring centers, and career services offices available to traditional students, supplemented by online portals for remote weeks.Full access to on-campus writing centers, drop-in tutoring, career fairs, faculty office hours, and student organizations. Western Michigan University's career services, for example, are embedded within the Haworth College of Business.
Best suited forWorking professionals, military-connected students, or anyone unable to commute to campus. Baker College's accelerated online BBA is designed for completion in about two years with up to 90 transfer credits.Students who want some face-to-face interaction and networking but need partial schedule flexibility. Walsh College's hybrid BBA pairs small classroom settings with online coursework.Traditional-age students who prefer an immersive campus experience with direct peer and faculty interaction on a daily basis.

BBA Vs. BSBA: Understanding Your Michigan Degree Options

Michigan universities label their undergraduate business degrees differently, and the distinctions matter more for your coursework experience than for your career ceiling. The Bachelor of Business Administration (BBA) emphasizes applied, professional business skills. The Bachelor of Science in Business Administration (BSBA) leans heavier on quantitative and analytical coursework. The Bachelor of Arts (BA) in Business wraps a business core inside a broader liberal-arts framework. Most Michigan employers and MBA admissions committees treat all three as equivalent business degrees, so your choice should reflect how you learn best.

Comparison of BBA, BSBA, and BA in Business degrees across curriculum emphasis, math requirements, and Michigan schools offering each variant

BBA Concentrations and Specializations by Michigan School

Concentration availability is one of the most important differentiators when comparing Michigan BBA programs. A school may rank well on cost or format flexibility, but if it does not offer a specialization aligned with your target career, it may not be the right fit. Before committing, match each program's concentration options to the roles and industries you plan to pursue after graduation. The matrix below maps common BBA specializations across six Michigan schools so you can compare options at a glance.

SchoolFinanceMarketingManagementAccountingSupply Chain / LogisticsAnalytics / DataEntrepreneurshipHealthcare AdministrationHuman ResourcesFinancial Planning
Andrews UniversityNoNoNoNoNoNoNoNoNoNo
Walsh CollegeYesYesYesYesYesYesNoNoYesNo
Western Michigan UniversityNoYesYesYesNoNoNoNoNoNo
Baker CollegeNoYesYesNoNoNoNoNoNoNo
Rochester UniversityNoNoNoNoNoNoNoNoNoYes
Concordia University Ann ArborNoNoYesNoNoNoNoYesYesNo

Did you know Baker College's BBA/MBA Dual Management Degree lets students earn both degrees in just 4 years, rather than the typical 5 or 6? Meanwhile, University of Michigan-Flint's Joint BBA/MBA program, through its School of Management, allows qualifying juniors and seniors to apply just 24 remaining graduate credits toward the MBA, saving up to 21 credits versus pursuing the degrees separately.

Career Outcomes and Salary for Michigan BBA Graduates

A BBA from a private college like Walsh and a public university like Western Michigan both deliver respected online and hybrid programs, but the earnings trajectory their graduates experience can differ notably. Understanding these earnings signals, both from the school level and from career-wide Michigan data, is essential for evaluating the real return on your tuition investment.

What Institutional Earnings Data Shows

While program-specific BBA earnings are not yet published through federal scorecards for these Michigan schools, institutional-level data provides a useful starting point. The median earnings of all former students who received federal financial aid, measured ten years after entering school, reveals a wide spread. Walsh College tops this list at $72,081, followed by Concordia University Ann Arbor at $56,075, and Western Michigan University at $53,562. Andrews University ($53,187), Rochester University ($48,707), and Baker College ($35,833) round out the group. These figures reflect graduates from all programs at each institution, not solely business majors, but they provide a directional glimpse of earning power tied to a school's overall graduate outcomes.

BBA Career Context from Statewide Data

The Bureau of Labor Statistics helps bridge the gap with occupation-specific salary data for Michigan. Among common career paths for BBA graduates, three roles stand out:

  • General and Operations Managers: median annual wage around $115,000.
  • Management Analysts: median annual wage near $95,000.
  • Chief Executives: median annual wage exceeding $210,000.

These statewide figures reinforce the earnings potential that a BBA unlocks. When paired with the institutional earnings numbers above, you can size up whether a particular school's all-graduate median aligns with or lags the broader occupational benchmarks you might pursue.

Putting Both Signals Together

Right now, a fully personalized ROI calculation requires combining what you know about a school's tuition, its overall graduate earnings, and where you aim to land in Michigan's business job market. The highest institutional median earnings at Walsh suggest strong career outcomes relative to cost, while Baker's lower median is paired with a very affordable tuition, which may still yield solid net value. The lack of employment- and poverty-rate data for these specific BBA programs means prospective students should rely on the BLS occupational wages and school-wide earnings until program-level figures become available. This dual-lens approach helps you gauge whether a Michigan BBA is likely to pay off, both immediately after graduation and over a long career in management, analysis, or executive leadership.

BBA Salary Snapshot: Michigan Metro Areas

Geographic location within Michigan has a meaningful impact on earning potential for BBA graduates. The table below compares annual wages for two common BBA career paths, General and Operations Managers and Management Analysts, across the state's major metro areas. Data is drawn from the 2024 Occupational Employment and Wage Statistics published by the U.S. Bureau of Labor Statistics. Ann Arbor and Detroit lead in median pay for both roles, while smaller metros such as Traverse City and Flint offer lower medians but also tend to have a lower cost of living.

Metro AreaGeneral & Operations Managers: Median SalaryGeneral & Operations Managers: 25th / 75th PercentileManagement Analysts: Median SalaryManagement Analysts: 25th / 75th Percentile
Detroit$105,030$74,890 / $166,370$98,200$75,640 / $124,980
Ann Arbor$108,330$74,250 / $171,620$104,400$80,610 / $129,230
Grand Rapids$101,690$71,320 / $157,620$81,070$64,880 / $104,230
LansingNot reportedNot reported$78,420$61,270 / $102,270
Kalamazoo$98,850$66,360 / $147,930$86,850$63,420 / $106,930
Flint$87,290$59,810 / $132,000$86,530$74,120 / $105,610
Saginaw$88,480$61,530 / $129,100$88,550$65,960 / $98,550
Jackson$93,330$61,750 / $136,490$91,510$73,160 / $117,830
Traverse City$83,710$60,620 / $127,410Not reportedNot reported
Muskegon$88,820$60,170 / $131,120Not reportedNot reported

Admissions and Transfer Credit Policies for Michigan Online BBA Programs

Admission to Michigan’s online BBA programs is rarely a single hurdle; it is a series of policy choices about how previous work is recognized. Knowing those policies before you apply can save thousands of dollars and months of coursework, especially if you maximize your community college credits.

Institution-Wide Acceptance Rates

Most Michigan schools admit the majority of applicants. Rochester University reports a 98% acceptance rate, while Western Michigan University and Andrews University each admit about 85%. Baker College sits near 82%, and Concordia University Ann Arbor accepts roughly 69%. These figures are institutional, not program-specific, but they signal a generally accessible landscape for online BBA seekers.

Maximizing Transfer Credits

Central Michigan University allows up to 62 semester hours from a two-year college and up to 90 from a four-year.1 However, at least 60 credits must come from a four-year institution, and 30 must be earned at CMU. Baker College permits up to 90 transfer credits toward its 120-credit accelerated BBA. Concordia University caps transfers at 84 credits. Where specific caps are not published, a common rule is that at least 30 credits must be completed in residence.

Michigan Transfer Agreement

The Michigan Transfer Agreement (MTA) streamlines the path from community college to university. Students who complete at least 30 semester hours of general education with a 2.0 average at a participating Michigan community college satisfy lower-division general education requirements at any MTA-signatory school. Central Michigan and most public universities honor the MTA, and many private institutions align their policies with it.1

Prior Learning and Military Credits

CLEP, AP, and DSST exams are widely accepted for credit, though specific cut scores vary. Military training is commonly recognized through the Joint Services Transcript; Central Michigan also partners with Sophia Learning to treat certain ACE-recommended courses as transferable two-year credit. These pathways can shorten degree timelines considerably, but students must confirm that credits apply to BBA requirements.

Admission Requirements

A high school diploma or equivalent is the baseline. Transfer applicants typically need a college GPA of at least 2.0, as seen at CMU and many others.1 Individual courses often require a grade of C- or better (C for English and math).1 Some schools, like Concordia, waive SAT/ACT requirements and instead request a short admissions essay if the GPA is low. Because BBA programs sometimes have pre-business course prerequisites, transfer students should check for required foundation courses before enrolling.

Frequently Asked Questions About Michigan BBA Programs

Below are answers to the questions prospective students ask most often about earning a BBA in Michigan. For deeper detail on any topic, refer to the corresponding section earlier in this article.

What is the difference between a BBA and a BSBA degree?
A BBA is the broader business degree, with roughly 25% of the curriculum devoted to liberal arts coursework alongside core business subjects like management, marketing, and accounting.1 A BSBA leans more heavily into math, statistics, quantitative methods, and data analysis.2 Both degrees qualify graduates for similar entry-level business roles; the real difference is curriculum emphasis rather than career track.
Which Michigan universities offer an AACSB-accredited online BBA?
Several Michigan schools hold AACSB accreditation and deliver their BBA online, including Eastern Michigan University, Northwood University, Lake Superior State University, Madonna University, and Davenport University. Program structures vary: some are four-year formats, while others are completion programs designed for students who already hold transfer credits.
Can I complete a Michigan BBA entirely online while working full-time?
Many Michigan BBA programs are built for working adults, with asynchronous coursework and flexible scheduling. Northwood University, for example, specifically targets working professionals. However, requirements differ by school, so confirm with each university whether in-person components such as orientations, proctored exams, or capstone residencies apply before enrolling.
How long does an accelerated online BBA take in Michigan?
With sufficient transfer credits, accelerated options at schools like Eastern Michigan University and Northwood University can be completed in roughly two years. Students starting without prior college credit should expect a standard four-year timeline, though year-round enrollment and heavier course loads can shorten that window at most programs.
What careers can I pursue with a BBA from a Michigan university?
Michigan BBA graduates enter a wide range of fields. Common roles include finance manager, marketing manager, HR manager, budget analyst, project manager, and business analyst.3 The degree's broad foundation in management, operations, and strategic thinking makes it adaptable across industries, from automotive and manufacturing to healthcare and technology.

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